Terms of Use

Last Updated: 08-06-2024

1. Terms

By accessing this Website, accessible from Personal-Insurance.us, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you are responsible for the agreement with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials on Personal-Insurance.us’s Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose or for any public display;
  • attempt to reverse engineer any software contained on Personal-Insurance.us’s Website;
  • remove any copyright or other proprietary notations from the materials; or
  • transferring the materials to another person or “mirror” the materials on any other server.

This will let Personal-Insurance.us to terminate upon violations of any of these restrictions. Upon termination, your viewing right will also be terminated and you should destroy any downloaded materials in your possession whether it is printed or electronic format.

3. Disclaimer

All the materials on Personal-Insurance.us’s Website are provided “as is”. Personal-Insurance.us makes no warranties, may it be expressed or implied, therefore negates all other warranties. Furthermore, Personal-Insurance.us does not make any representations concerning the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.

4. Limitations

Personal-Insurance.us or its suppliers will not be held accountable for any damages that will arise with the use or inability to use the materials on Personal-Insurance.us’s Website, even if Personal-Insurance.us or an authorized representative of this Website has been notified, orally or written, of the possibility of such damage. Some jurisdiction does not allow limitations on implied warranties or limitations of liability for incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Personal-Insurance.us’s Website may include technical, typographical, or photographic errors. Personal-Insurance.us will not promise that any of the materials in this Website are accurate, complete, or current. Personal-Insurance.us may change the materials contained on its Website at any time without notice. Personal-Insurance.us does not make any commitment to update the materials.

6. Links

Personal-Insurance.us has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The presence of any link does not imply endorsement by Personal-Insurance.us of the site. The use of any linked website is at the user’s own risk.

7. Site Terms of Use Modifications

Personal-Insurance.us may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

8. Your Privacy

Please read our Privacy Policy.

9. Governing Law

Any claim related to Personal-Insurance.us’s Website shall be governed by the laws of ng without regards to its conflict of law provisions.

10. Limitation of Liability

To the maximum extent permitted by law, in no event shall personal-insurance.Us, its subsidiaries and affiliates and/or their respective officers, directors, trustees, members, managers, employees, agents, or representatives (all of the foregoing, collectively, the “personal-insurance.us parties”) be liable to you for any direct, indirect, consequential, incidental, special, punitive or exemplary damages (including without limitation, damages for loss of personal or business profits, business interruption, loss of personal or business information, or other loss or damage) arising out of or related to these terms or arising out of the access or use, or inability to access or use the site and/or its content, even if they  have been advised of the possibility of such damages or if such damages are otherwise foreseeable, and regardless of the nature of the cause of action or theory asserted (e.g., whether in contract, tort or otherwise). Access to, and use of, the site and content is at your own risk and discretion and you will be solely responsible for any damage to your device or computer, or loss of data resulting therefrom.  If, notwithstanding the provisions of the terms, any of the personal-insurance.Us parties is found to be liable to you for any damage or loss which arises out of or is in any way connected to your access to or use of the site, the content or otherwise, to the maximum extent permitted by law, the aggregate liability of the personal-insurance.Us parties shall in no event exceed $100 usd. you agree to use your best efforts to mitigate any damages or losses you may suffer in connection with your access to and use of the site and the content.

Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, parts of the above limitation may not apply to you. In such jurisdictions, the liability of the Personal-Insurance.us Parties shall be limited to the greatest extent permitted by applicable law. Check your local laws for any restrictions or limitations regarding the limitation of liability for consequential or incidental damages.

11. Indemnification

You agree to defend, indemnify and hold harmless Personal-Insurance.us, its affiliates, subsidiaries, licensees, vendors, partners, and each of their respective directors, officers, members, managers, employees, agents, and representatives from and against any and all claims, actions, losses, damages, liabilities, judgments, settlements, costs and expenses (including, but not limited to, reasonable attorneys’ fees and court costs) arising out of or relating to (a) your breach of these Terms or any applicable laws or regulations, (b) your access to or use of the Site and/or the Content, (c) your violation, breach or misappropriation of a third party’s copyright, patent, trademark, trade secret, right of privacy, right of publicity, or other intellectual property, proprietary or other rights, (d) your tortious acts including, without limitation, defamation, and/or (e) any claims you may raise against third parties relating to third-party products or services. We reserve the right to assume, at our expense, the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims. If we assume such defense, we will be responsible solely for our legal fees in connection with such defense and all other losses, damages, liabilities, judgments, settlements, costs and expenses shall be your sole responsibility.

12. Miscellaneous

These Terms constitute the entire agreement between you and us regarding the access to or use of the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

13. Contact Us

If you have any questions about this Privacy Policy, You can contact us: